At Hurt 911®, we help people who’ve been injured in car accidents get the medical care they need and the support they deserve. When you come to us, you’re not just another case; you’re a person who’s hurting and needs real help. Our Atlanta injury clinic connects you with doctors, chiropractors, and, if needed, legal professionals who understand how to handle accident-related injuries.
If you’ve been injured in a car accident in Georgia, getting medical treatment is just the beginning. To get more money from a car accident settlement, you need a plan. Insurance companies use tactics to minimize payouts, and without the right steps, you could end up with less than your case is worth. At Hurt 911®, we help injured victims build strong injury claims by focusing on treatment, documentation, and recovery.
In this blog, you’ll learn five clear steps to help you get more money from your car accident settlement, including why it’s important to visit our Atlanta injury clinic for immediate care and proper documentation.
Get Immediate Medical Attention and Stick to the Treatment Plan
Prompt medical care is the first and most important step to increase your car accident settlement.
Delays in Medical Treatment Lower Settlement Value
Car accident victims should seek immediate medical attention to support their claims. Insurance companies review how soon you seek medical attention after the accident. If there is a delay, they may claim your injuries are minor or unrelated to the crash. Seeking immediate medical treatment shows the injuries are real and serious. Quick care protects both your health and your car accident claim.
Gaps in Treatment Weaken Your Case
Missed appointments or long breaks in treatment suggest to insurance adjusters that your injuries were not severe. This gives them a reason to lower your settlement offer. Following every medical recommendation helps prove the injury was significant and required ongoing care.
Medical Records Are Key Evidence
Accurate and complete medical records support your personal injury claim. These records document the type of injury, treatment received, and long-term effects. They are essential for calculating medical bills, future medical costs, and emotional distress. A personal injury lawyer can manage these medical records and maximize compensation for injuries suffered.
Follow the Full Treatment Plan
Physical therapy sessions, follow-up exams, and specialist visits all contribute to the total value of your car accident settlement. Completing the entire plan helps show that the injuries affected your life and required full recovery time.
Georgia Law Supports Medical Compensation
Under Georgia law (O.C.G.A. § 51-12-7), injured victims can recover necessary medical expenses from the other driver’s insurance company. This includes emergency care, physical therapy, future medical expenses, and other related costs.
Maximize Settlement With Consistent Care
Injury clinics like Hurt 911® provide medical treatment that supports your case. From the accident scene to the final discharge, every step is documented. This level of consistency helps injured victims receive fair compensation for their car accident case.
Don’t Accept the First Settlement Offer from the Insurance Company
The first offer from the insurance company is often lower than what your car accident case is truly worth.
Initial Offers Are Meant to Save the Insurance Company Money
Insurance adjusters are trained to settle claims quickly and for the least amount possible. Their first settlement offer rarely covers the full cost of your medical expenses, lost wages, or future medical costs. This is a common tactic insurance companies use to minimize payouts before you understand the full impact of your injuries.
You May Not Know the Full Value of Your Claim Yet
After an auto accident, some injuries take time to show symptoms. You may need additional medical treatment or physical therapy sessions later. Settling too soon can leave you without coverage for future medical expenses or emotional distress tied to your injury. It’s important to wait until your condition is stable before accepting any offer.
Early Settlements End Your Rights to More Money
Once you accept a settlement, the claim is closed. You cannot ask for more money later, even if medical bills increase or new issues develop. That’s why it is critical to make sure the settlement offer includes all accident-related costs before signing anything.
Insurance Companies Use Pressure to Push Fast Settlements
Claims adjusters may contact you shortly after the accident and offer quick cash. This can seem helpful, especially if you’re missing work. However, it is crucial to seek a fair settlement and not accept initial low offers. But accepting this offer without reviewing your total damages can reduce your right to fair compensation. Injury clinics like Hurt 911® help document injuries and support a higher settlement value. An experienced car accident lawyer can protect you from lowball offers and ensure a more favorable financial outcome.
Protect Your Right to Maximum Compensation
The goal is not to get fast money from a car accident; it’s to get the most money. Waiting for a full medical evaluation and building solid evidence helps increase your settlement value. A higher settlement covers both current and future medical bills, property damage, and the full impact of your injury on your daily life.
Document the Entire Accident Scene and Every Expense
Thorough documentation helps prove your car accident claim and supports a higher settlement.
Take Clear Photos at the Accident Scene
Right after the accident, take pictures of the vehicles involved, road conditions, traffic signs, and visible injuries. This visual proof helps establish liability. Make sure the photos show all angles of property damage and skid marks, if present. These images can strengthen your case with the other driver’s insurance company.
Get a Copy of the Police Report
Always call law enforcement after a car accident. The police report is a key piece of evidence. It includes details about the accident scene, witness statements, and who may be at fault. Insurance adjusters rely on this report to evaluate claims. Request a copy and keep it with your case records.
Track All Medical Expenses and Bills
Keep every receipt and medical bill related to your treatment. This includes ER visits, chiropractic care, prescriptions, physical therapy sessions, and any assistive devices. Future medical costs should also be estimated and recorded. These documents prove how much the injury has cost you and help increase your car accident settlement.
Record Lost Wages and Out-of-Pocket Costs
If the accident led to missed work, document your lost wages. Get written confirmation from your employer showing the days you missed and your pay rate. Also keep receipts for gas, transportation, or other accident-related costs. These details help build a complete picture of your losses.
More Evidence Means a Higher Settlement Value
Accident victims who gather as much evidence as possible often receive more money from a car accident settlement. A well-documented claim shows the full impact of the accident and gives the insurance company less room to dispute it. Injury clinics like Hurt 911® help injured victims organize and track this evidence from the start. Additionally, a car accident attorney can help gather and organize evidence to support a higher settlement value.
Follow All Medical Recommendations and Don’t Skip Appointments
Consistent medical care shows that your injuries are real and serious, which helps increase your car accident settlement.
Gaps in Care Hurt Your Case
Missing appointments or stopping treatment early gives insurance adjusters a reason to lower your settlement value. They may argue your injuries were not severe or that you recovered quickly. Sticking to your treatment plan supports your personal injury claim and helps prove ongoing medical needs.
Follow Every Medical Recommendation
Complete every step of your care plan. This includes physical therapy sessions, follow-up visits, and specialist referrals. Each appointment adds to your medical records, which are used to calculate total medical expenses and future medical costs.
Prove the Full Impact of Your Injury
Insurance companies look for patterns. If you attend every visit and follow medical advice, your records show the full extent of your injury. This can lead to a higher settlement offer that reflects both current and future care needs.
Want to Get More Money From a Car Accident Settlement? Consult With Hurt 911® ASAP!
If you’ve been injured in a car accident, the steps you take now can make a big difference in the settlement you receive. Our team at Hurt 911® is here to guide you through recovery and help you build a strong injury claim with the right medical care and documentation. We work closely with accident victims across Atlanta and throughout Georgia to ensure they receive the treatment they need and the compensation they deserve.
Contact us at 404-687-9000 to schedule an appointment with us today!
