How Long Does an Insurance Company Take to Settle a Claim in Georgia?

Being involved in an accident can be a painful and confusing experience. You may have damaged property, personal injuries, and mental stress inflicted on you. At such times, you would want to get some relief by getting the money that you rightly deserve.

Therefore, today we will be discussing how long it takes for an insurance company to settle your claim in Georgia. We will also be talking about other important topics as we progress. Let us get started.

Detail Regarding Receiving Insurance Claims

Insurance companies will try everything in their means to not acknowledge your claim and thus avoid paying you the insurance money. Your auto accident attorney in Gwinnett County will be able to help you on that front by negotiating with the insurance company and making them acknowledge the claim.

However, to receive the insurance money, there are some important points that you should know about Georgia. Here are some of them:

#1 How Long Will They Take to Acknowledge the Claim?

The insurance companies have a time limit of 15 days to acknowledge your personal injury claim from the day you have sent it to them.

#2 The Time Limit for Sending the Proof of Loss Forms

A Proof of Loss form outlines all the details of the damages that occurred to you in the accident. This form acts as evidence of your loss, and based on this, your claim will have an honest approach.

After acknowledging your claim, the insurance company has another 15 days to send you the Proof of Loss form, along with all the instructions on how to fill it up.

#3 Denying or Accepting the Claim

Once they receive the filled-up Proof of Loss forms, they will have another 15 days to either accept your claim or deny it. If there are no Proof of Loss forms involved in the process, then they would have 30 days from the day of filing the claim to take their decision.

The insurance company may ask for extra time, which can be extended till 60 days from the date of filing the claim.

#4 Paying for the Claim

If they accept your claim, they will have to clear the payment within the next ten days. The wait may be long, but your personal injury attorney will be able to help you through the process.

They will also help you negotiate with the insurance companies to get the maximum benefit in the situation.

If you want to look up a personal injury lawyer in Gwinnett County to help you deal with insurance companies and claims, get in touch with The Hurt 911 Injury Centers. We will help arrange the best attorneys who will be able to guide you through the entire process of filing and receiving an insurance claim.

Our attorneys are well experienced in their fields and have valuable advice to help you with your situation. Call us at 1-800-522-2277, and we will do our best to assist you.