How To Handle The Insurance Offer After an Accident?

Car accidents are undoubtedly a traumatic experience to deal with and it is the aftermath where you and your insurance provider are required to settle on a fair payout for your injuries and losses. In such situations, the insurer typically has an upper hand because they deal with personal injury car accident claims every day.

Fortunately, consulting a professional and experienced car accident lawyer in Decatur, GA will eventually help you negotiate with the other party’s insurance company in the best possible way.

Tips to Negotiate with the Insurance Company

If you’re planning to make a personal injury claim after the car accident, then it would probably become important for you to deal and negotiate with the other party’s insurance provider. No matter if you’ve filed a personal injury lawsuit, you need to remember that claim settlement negotiations are always ongoing.

So, here are some of the useful ways through which you can empower yourself to attain the best settlement value with the insurance company.

  1. Research the repairing costs
  2. Settle in good faith
  3. Be cautious of the ‘betterment’ argument
  4. Documenting the settlement in writing

1. Research About the Repairing Costs

After the auto accident occurs, you will have to file a report with your insurance provider and a claim adjuster will estimate the repairing costs before making you a claim settlement offer. Now, it’s imperative for you to determine whether it’s a good offer or not.

You can choose to start with your own body shop or a trusted mechanic and compare your insurer’s offer in order to find out if it’s covering essential repair costs or not.

2. Settle in Good Faith

If your insurance company’s offer is not enough, then you can choose to negotiate. You can prepare to negotiate in good faith by finding out the right value for your car repair estimates. In addition to this, you can also ask the claim adjuster of the insurance provider company to justify their settlement offer. It will eventually give you a brief idea about what factors shaped your settlement value.

3. Be Cautious of the ‘Betterment’ Argument

It is of great importance for you to know that most claim adjusters argue about ‘betterment’. Most insurance companies try to charge their clients for the enhanced car value or reduce the settlement amount in proportion to the increased value. Hopefully, if you have consulted a Decatur auto accident lawyer, then they will help you prove your car’s value and counter the betterment charge of your insurance company.

4. Document the Settlement in Writing

As soon as your car accident lawyer and the insurance company reach an agreement, make sure to immediately confirm the settlement terms in writing. This settlement letter can be short and crisp, but it should clearly state the claim amount for which you settled.

More Information About Negotiating Your Claim

Well, these are some of the proven ways through which you can best position your personal injury claims for settlement. For more details on how to negotiate an insurance claim, you can choose to call The Hurt 911 Injury Centers at 1-800-487-8911 and speak with their professional Decatur personal injury lawyers for better assistance.


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