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Auto Accident Injury: Top Tips for Car Insurance Payout

If you’ve been involved in a motor vehicle accident, there’s a good chance you’ve suffered some sort of physical injury. Thankfully, most accidents are minor. The people involved suffer a few broken bones and bruises. Often, the biggest bruise is to the driver’s ego.

However, there are other cases in which the victims suffer a very serious auto accident injury. In these situations, medical bills can pile up. You may need surgery or long-term treatment of auto accident injuries in Atlanta.

Having comprehensive or collision coverage is crucial to ensure payment for damages in the event of an accident. Comprehensive coverage protects against incidents other than collisions, such as fires, natural disasters, vandalism, and theft, while collision coverage ensures payment for vehicle damage when the insured individual is at fault. Additionally, gap insurance can be crucial for covering the remaining balance on a totaled car after the insurance payout, especially if the actual cash value of the car is lower than the amount owed on a loan or lease.

Unless the insurance company approves your claim, there’s a good chance you’ll spend the better part of your life repaying these bills. Thankfully, if you can prove your injuries were related to the car accident, the insurance should cover your medical expenses.

Especially if your auto accident doctor in Atlanta can attest to the fact that these injuries were suffered during the crash.

The question is whether your insurance company is going to believe your injuries were caused by the accident. If they think your auto accident injury was somehow unrelated to the crash, they may give you a hard time.

However, regardless of whether they initially approve your claim, you will still need treatment for your auto accident injury. If you let these injuries go untreated, they could get much worse. In fact, depending on the type of auto accident injury, it could prove to be fatal.

Here, we’ll talk about the kinds of injuries that result from a serious car crash. We’ll also explain why it’s so important that you seek medical treatment as soon as possible after the crash.

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Why Is It So Important That You Seek Treatment for a Car Accident Injury?

Sometimes, we meet with new patients who wait several months after their motor vehicle accident to seek treatment. When you first come into our treatment center, we’ll ask you to fill out some basic medical forms.

These forms will ask specifically how you sustained your injuries, and we will need to bill the other driver’s car insurance companies, which may include different types of insurance coverage such as liability, comprehensive, and collision coverage.

Once this happens, we’ll know rather quickly if they’re going to approve your claim or not.

The good news is that our auto accident doctors in Atlanta are determined to help all our patients find relief. You may have already been treated by a doctor in the hospital who referred you to our office for physical therapy.

Or you may have decided that chiropractic care is the best way to relieve your pain. Our center offers all sorts of treatment for auto accident injuries. it all depends on the nature and severity of your auto accident injury. We can discuss our proposed treatment plan during our initial assessment.

What Happens if the Insurance Company Views Your Injuries as Unrelated to Your Car Insurance Claim?

There’s always the chance that auto insurance companies may view your injuries as being unrelated to your car accident when determining the value of claims. The amount the insurance company pays is often based on their valuation of the car after it has been totaled in an accident. Typically, we see this when an accident victim had a preexisting condition that was exacerbated during their car accident.

The insurance company may deny your claim or argue that they shouldn’t be completely liable for your medical bills. This is something your Georgia accident lawyer can appeal. In the meantime, you can’t just go without medical treatment for your auto accident injury. This could leave you in a much worse position.

When you come into our office, we’ll make sure we get your primary health insurance information. Initially, we can submit our bills to your regular health insurance carrier. They may cover your care without question.

Or they may agree to cover your medical treatment with the caveat that they expect to be reimbursed should you sue and settle your case. For our purposes, it doesn’t matter who decides to cover your medical expenses. As long as they are covered, or you have the ability to pay for them out-of-pocket, we can help.

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What Kinds of Injuries Do Our Auto Accident Doctors in Atlanta Treat?

Our patients come to see us for a variety of reasons. Some people are dealing with old injuries that have resurfaced. Others simply need chiropractic care to help with chronic neck and back issues. If that’s the case, our practitioners will design a care plan that addresses these concerns.

If, however, you’re dealing with an acute auto accident injury, we may need to develop a more comprehensive treatment plan. This could involve diagnostic testing, chiropractic care, or other treatments.

High repair costs from an accident or a totaled car can influence the decision to seek comprehensive treatment for auto accident injuries. Our treatment regimen will depend on the type of auto accident injury you’ve suffered.

Some of the more common injuries we treat include the following:

  • Neck injuries
  • Herniated and slipped discs
  • Muscle sprains and strains
  • Knee injuries including ACL tears
  • Shoulder injuries
  • Injuries that cause problems with range of motion

For the most part, aside from brain injuries, there isn’t much that our practitioners cannot help you with.

What Kind of Services Do Our Auto Accident Doctors in Atlanta Offer?

Our practitioners offer a variety of services, all meant to reduce your pain and discomfort. One of the major types of treatment we offer is chiropractic care. This helps many of our patients with back and neck injuries. It also helps our clients regain their range of motion.

We also offer ultrasounds that provide soundwaves to your deep tissue. This works like a massage to break up tension and help relieve inflammation. It offers pain relief and, over time, can help you regain full range of motion.

Depending on your auto accident injury, we will devise a care plan that addresses your acute and long-term issues. The actual cash value (ACV) of your vehicle, which is determined by the insurance company, plays a significant role in the settlement process. The role of your insurance provider is crucial in covering treatment costs and negotiating settlements.

All you have to do is come in for your initial assessment so we can determine what services you will benefit from.

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Contact an Auto Accident Doctor in Atlanta, Georgia Immediately for Assistance with Your Auto Insurance Company

As much as you may worry about the cost of your medical treatment for an auto accident injury, you can’t refuse medical treatment. Your accident lawyer will help you work things out with the insurance company at some point.

In cases where your car is deemed a totaled vehicle, understanding the insurance payout process and your options is crucial. A car insurance company values claims based on the extent of the damage and negotiates payouts accordingly. In the days following your crash, you have no choice but to see an auto accident doctor in Atlanta, Georgia. This way, you know that you’re going to be okay, at least physically.

Remember – if you refuse medical treatment for your auto accident injury, it’ll be even harder to convince the insurance company that they’re related to your car crash. So, once you’re able to meet with one of our auto accident doctors in Atlanta, give us a call and schedule your initial assessment.

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