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Who Will Pay for My Injury Treatment After a Crash?

A lot of our patients are afraid to come see us for auto accident injuries treatment after a crash. They worry that they’ll be held personally responsible for any medical bills they incur. While this may happen in very limited cases, there is a good chance the other driver’s insurance will ultimately have to pay for your medical treatment after a crash.

Rather than wait weeks or months to get the treatment you need, we suggest you go online and look up an Athens auto accident injury treatment center. Our information will appear near the top of the list, and you can go on our site and schedule your initial assessment. 

Ideally, the Insurance Company Will Pay for Your Treatment After a Crash

In a perfect world, when you file your accident claim, the insurance company will pay your claim without issue. Unfortunately, we don’t live in an ideal world. There’s a chance that the insurance carrier will refuse to pay your claim for treatment after a crash. Or they may offer to pay part of your claim but not the whole thing. If this happens, rest assured, your Athens accident lawyer will file legal action on your behalf.

Who Was at Fault in Your Auto Accident?

As you probably already know from speaking with your Athens car accident lawyer, you’ll have to prove fault if you expect to win your case. This means your attorney will have to prove that the other driver was negligent. To do this, they’ll need to demonstrate the following four things:

  • The other driver owed you a duty of care
  • They breached this duty of care
  • You were injured
  • Your injuries were directly caused by the defendant’s breach of duty

Once your attorney proves negligence, they will move on to prove your damages. This often results in an out-of-court settlement. The last thing the insurance company will want to do is take your case to trial. You can use your settlement proceeds to pay your insurance carrier back for any treatment they covered. 

How Serious Were Your Car Accident Injuries?

As you can imagine, the more serious your auto accident injuries, the more expensive your treatment after a crash will be. If the other driver caused the crash, your lawyer will fight to make their insurance pay for your medical care. If they refuse, then your primary health insurance may have to cover your auto accident injuries treatment after a crash. 

If you were at fault for the accident, then it will be your auto insurance company who needs to pay your medical bills. As long as somebody is covering your care, you’ll be able to seek out the “best chiropractic care near me.” 

Are You Currently Suing the Other Driver?

If your accident lawyer has already filed suit against the other driver, that tells us one thing – the defendant’s insurance company refused to pay your claim. If they had agreed to pay your claim, you wouldn’t have had to sue.

In this situation, what usually happens is that your primary health insurance company will cover your medical care and treatment after a crash. If you have Medicare or Medicaid, they will cover your auto accident injuries treatment after a crash.

Athens auto accident injury treatment center

It’s important to remember that, once you settle your case, any carrier that covered your medical care will need to be reimbursed. In fact, Medicare and Medicaid will place a lien on your lawsuit to ensure that they are paid. If your settlement isn’t enough to cover the full amount, your accident attorney in Athens will try to negotiate a settlement with the insurance carriers as well. 

If you have private insurance, they will likely cover your care initially. They will, however, expect to be fully reimbursed once your case is resolved. The same thing will happen at our injury center in Athens. Whichever insurance company has covered your initial and emergency care will also cover any auto accident injuries treatment after a crash we perform as well. Just keep in mind – as much as we love to help our patients, we will need to be paid once your case settles.

If you chose not to sue, your insurance company can sue on your behalf. If this means the difference between their not getting paid and them receiving payment through the lawsuit, you can imagine which choice they will make.

Did You Go to the Emergency Room for Immediate Injuries Treatment After a Crash?

If you went to the emergency room immediately after the auto accident, a doctor there will have treated you. Typically, they’ll perform the necessary diagnostic tests to determine what injuries you’ve suffered. Our practitioners will need a copy of your medical records so we can see what the results of these tests were. 

Some of the tests the emergency room doctor performed will have included the following:

  • MRI
  • CT scan
  • X-ray
  • Physical examination
  • Neurological examination

If they didn’t perform all of these tests, that’s okay. When you come in for injuries treatment after a crash, we can run any tests that will help pinpoint your issues. This way, we can design a care plan that directly treats your injuries. This will also help us determine what kind of pain threshold you have and whether you’ll be amenable to certain treatments we offer.

Do an Online Search for the “Best Chiropractic Care Near Me”

If you were recently injured in an auto accident, you may have already hired a car accident attorney in Athens. If that’s the case, there’s a good chance they’re going to get damages for your injuries. Of course, it all depends on whether they can prove the other driver was at fault. Worst case, they can convince your auto insurance carrier to cover your medical care. The bottom line is that somebody’s insurance should cover your injuries treatment after a crash.

Regardless of who is covering your treatment after a crash, you need to get the best care possible. That’s why it’s a good idea to go online and perform a search for the “best chiropractic care near me.” Our injury treatment center in Athens will appear near the top of the list. All you need to do is visit our website so you can speak with one of our agents. They can schedule your initial assessment online or over the phone. This way, we can get your treatment care drawn up and help you on the road to recovery.