Accidents happen every day, and for those involved in such an unfortunate incident, there are many things to consider. If you happen to get injured in a car accident where the other party is at fault chances are their insurance company will approach you for a settlement.
The way they present it to you may seem all fair. But before you proceed, stop and think for a while. Insurance companies will not consider your welfare but instead will protect their interests. Therefore, before agreeing to what they are offering, ask yourself the following questions to protect yourself from any loss.
#1 Will It Be Enough For My Medical Bills?
First and foremost, you should consider whether the settlement amount will cover your medical bills or not. They may show you how it covers your current medical bills, but what about the future ones? If you have any on-going treatment or any operations scheduled for the future, what about them?
In some cases, the post-effect of the accident shows up much later. Will the settlement amount be enough for that? It would help if you assessed that possibility as you have a right to those compensations.
#2 Am I being Compensated For Trauma?
An accident does not only take a toll physically; it has a significant emotional effect as well. Though the cost of recovering from trauma is not an easy calculation, the law still entitles you to compensation. The insurance companies will try to evade this point, but you must consider your suffering.
#3 Is It Compensating for the Wages I Lost?
If you get injured from the accident, it is natural that you will not be able to attend to your daily work for the time being. Do not forget to include this in your consideration.
Will the settlement amount cover the wages that you have lost due to injuries from the accident? What if you have to skip more working days? What if the accidents affect your future wages? If you quickly settle for the settlement amount, you might be missing out on all these costs.
#4 How Will It Impact a Claim for Punitive Damages?
A Claim for Punitive Damage is something that you can file against the driver for their negligence. Although the insurance company will not pay for it, accepting the settlement amount may affect your right to pursue this type of compensation. You may consult personal injury lawyers in Gwinnett County to be sure about it.
#5 Is It Including Property Damage?
Among other things, consider property damage as well. It includes any damages done to the vehicles and the personal property included in the accident. Though your health takes priority, you should not overlook these kinds of damages.
If you got involved in a collision and are looking for a truck accident lawyer in Macon, get in touch with The Hurt 911 Injury Centers for immediate assistance and consultation from our lawyers. Just give us a ring at 1-800-487-8911.